In the event that you donвЂ™t spend a financial obligation, the creditor may phone you or compose one to request you to spend your debt. The creditor might deliver your financial troubles to an assortment agency. The collection agency may call and write also. Often these phone telephone calls or letters could be harassing.If you compose a page into the collection agency and get them to cease contacting you, they have to stop calling you. Nevertheless, it will maybe not avoid them from suing you.