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In cases where a creditor provides me personally a repayment contract, do i need to set up a repayment plan?

In cases where a creditor provides me personally a repayment contract, do i need to set up a repayment plan?

In the event that you don’t spend a financial obligation, the creditor may phone you or compose one to request you to spend your debt. The creditor might deliver your financial troubles to an assortment agency. The collection agency may call and write also. Often these phone telephone calls or letters could be harassing.If you compose a page into the collection agency and get them to cease contacting you, they have to stop calling you. Nevertheless, it will maybe not avoid them from suing you.

In cases where a creditor provides me personally a payment contract, do i need to set a payment plan up?